Author: myfirstchannel999@gmail.com

RBI august 2025 news
- RBI Rejects Reintroduction of Fixed-Rate Liquidity Operations
- RBI Sets Up 30-Member Regulatory Review Cell
- RBI Approves Saraswat Bank’s Merger with New India Co-operative Bank
- RBI Approves New UPI Rules Effective from 1st August 2025
- RBI Releases July 2025 Urban Consumer Confidence Survey
- RBI Allows FPIs to Use Vostro Accounts for Investment Settlement
- UPI Not Free, Government Subsidising Costs: RBI Governor
- RBI Sells $5 Billion to Support Rupee
- RBI Allows Non-Residents with SRVAs to Invest in G-secs and T-bills
- RBI Panel Recommends 26 Measures for AI Adoption in Financial Sector
- RBI Announces Exit of Viable Product from Fifth Regulatory Sandbox Cohort
- RBI MPC Holds Repo Rate at 5.50%, Maintains Neutral Stance
- RBI Issues Draft Guidelines on Revised Add-on Factors for CCR
- RBI Announces Results of Inter-Bank Hindi Essay Competition
- RBI Governor Highlights Reforms at FIBAC 2025
- RBI Bulletin – August 2025
- Govt Appoints Ex-RBI Governor Urjit Patel as IMF Executive Director
- Export Credit Growth Slows Amid Tariff Impact
1️⃣ RBI Rejects Fixed-Rate Liquidity Operations
- RBI prefers variable rate repo auctions to maintain market discipline.
- Banks requested fixed infusion linked to deposits; RBI declined.
2️⃣ Regulatory Review Cell Formed
- 30-member cell to reduce 8,000 regulations to 3,000.
- Aim: eliminate outdated rules and reduce compliance burden.
3️⃣ Saraswat Bank–NICB Merger
- Effective 4 August 2025.
- NICB under moratorium due to ₹122 crore fraud.
- Saraswat Bank absorbs all assets/liabilities.
4️⃣ New UPI Rules
- Balance check capped at 50/day.
- Pending transaction status: max 3 checks with 90 sec gap.
- Autopay only before 10 AM or after 9:30 PM.
5️⃣ Urban Consumer Confidence Survey
- CSI: 96.5 (still pessimistic), FEI: 124.7 (optimistic).
- Inflation expectations easing; income optimism rising.
6️⃣ FPIs Allowed Vostro Accounts
- FPIs can settle trades via INR Vostro accounts.
- Boosts rupee internationalization.
7️⃣ UPI Not Free
- Govt subsidizes UPI costs: ₹437 crore allocated in FY26.
- Industry demands ₹10,000 crore/year for sustainability.
8️⃣ RBI Sells $5 Billion
- To support rupee amid depreciation and US tariffs.
- Rupee hit ₹87.89/USD; forex reserves fell by $9.3 billion.
9️⃣ SRVA Surplus Investment Allowed
- Non-residents can invest surplus in G-secs and T-bills.
- Enhances rupee-based trade settlement.
🔟 AI Adoption in Finance
- 26 recommendations: AI sandbox, indigenous models, board-approved policies.
- Focus on risk mitigation and innovation.
11️⃣ Regulatory Sandbox Exit
- IBDIC’s blockchain-based MSME financing platform approved.
- Tokens used for invoice-based financing.
12️⃣ Repo Rate Held at 5.50%
- CPI inflation at 2.1% (lowest in 77 months).
- GDP growth projected at 6.5% for FY26.
13️⃣ Draft Guidelines on CCR
- Revised add-on factors for PFE under Basel III.
- Applies to clearing members in derivatives.
14️⃣ Hindi Essay Competition Results
- RBI announced winners from banks and RRBs.
- Promotes Hindi in financial discourse.
15️⃣ RBI Governor at FIBAC
- Emphasized reforms, financial inclusion, tech adoption.
- RBI to implement Basel III by April 2027.
16️⃣ RBI Bulletin – August 2025
- Topics: economy, corporate investment, mutual funds, EV adoption, horticulture.
- S&P rating upgrade boosts investor confidence.
17️⃣ Urjit Patel Appointed IMF ED
- Replaces K.V. Subramanian.
- Represents India, Bangladesh, Bhutan, Sri Lanka.
18️⃣ Export Credit Growth Slows
- US tariffs impact credit to exporters.
- Credit growth dropped to 4.7% in July.
November 6, 2025
RBI july 2025 news
- Retaining 4% Inflation Target with Current CPI Framework
- RBI Appoints Shri Kewal Ramachandran as Executive Director
- RBI Issues Directions on Pre-payment Charges on Loans, 2025
- Guidelines for Lending to MSME Sector
- RBI Bans Foreclosure Charges on Small Business Loans
- SEBI Announces NSEL Settlement Scheme for Brokers
- RBI Penalizes HDFC Bank and Shriram Finance Over Regulatory Lapses
- RBI Drains ₹2L-Cr Liquidity
- India’s Forex Reserves Continue Upward Trend: RBI
- RBI Draft Norms Clarify Digital Banking Participation is Voluntary
- Draft ‘Digital Banks’ Banking Authorization Directions, 2025
- RBI Launches Financial Inclusion Index to Measure Inclusivity Across Sectors
- RBI Bulletin – July 2025
- Anuradha Thakur Appointed as RBI Co-operative Director
- RBI Proposes Easier Norms for Urban Co-operative Banks (UCBs)
- RBI Caps Investments by Banks, NBFCs at 10%
- RBI Caps AIF Investments by Banks, NBFCs at 10%
1️⃣ Inflation Target Retained
- RBI panel recommends continuing 4% CPI-based inflation target with ±2% band.
- Framework effective since 2016; review due in 2025.
- CPI basket may be revised, but no decision yet.
2️⃣ Kesavan Ramachandran Appointed ED
- Former Principal CGM in Risk Monitoring.
- Will oversee Prudential Regulation Division.
3️⃣ Pre-payment Charges Directions
- No charges on floating rate loans for individuals & MSEs.
- Effective Jan 1, 2026.
- Applies to banks, NBFCs, co-op banks.
- Full disclosure required in loan documents.
4️⃣ MSME Lending Guidelines
- Collateral-free loans up to ₹10 lakh (₹25 lakh with track record).
- Composite loan up to ₹1 crore.
- GCC facility allowed.
- Credit decisions within 14 working days.
5️⃣ Foreclosure Charges Banned
- No foreclosure fees on floating rate loans for MSEs.
- Applies to loans up to ₹50 lakh.
- Encourages borrower mobility and transparency.
6️⃣ SEBI’s NSEL Settlement Scheme
- Open Aug 25, 2025 – Feb 25, 2026.
- For brokers with SEBI orders in NSEL case.
- Excludes those under investigation by ED, SFIO, etc.
7️⃣ Penalties on HDFC & Shriram Finance
- HDFC fined ₹4.88 lakh (FDI violation).
- Shriram Finance fined ₹2.70 lakh (digital lending breach).
8️⃣ Liquidity Management
- RBI drained ₹2.08 lakh crore via VRRR auctions.
- Surplus liquidity remains; repo rate at 5.31%.
9️⃣ Forex Reserves Surge
- India’s reserves hit $609.79 billion.
- Supports rupee and external stability.
🔟 Digital Banking Norms
- Participation must be voluntary.
- Explicit customer consent required.
- No forced bundling with other services.
11️⃣ Digital Banking Authorisation Directions
- Applies to all banks.
- View-only vs transactional facilities defined.
- CBS, IPv6, CRAR, and ₹50 crore net worth required.
12️⃣ Financial Inclusion Index
- Score range: 0–100.
- Parameters: Access (35%), Usage (45%), Quality (20%).
- March 2021 score: 53.9 (up from 43.4 in 2017).
13️⃣ RBI Bulletin – July 2025
- CPI inflation below 4% for 5 months.
- Liquidity surplus aiding credit transmission.
- Articles on oil-inflation nexus, household expectations, money market trends.
14️⃣ Anuradha Thakur Joins RBI Board
- Replaces Ajay Seth.
- Appointed by Central Government.
15️⃣ Urban Co-op Bank Norms
- ECBA to replace FSWM.
- Tier-based categorization by deposit size.
- Minimum CRAR + 3% buffer required.
16️⃣ Digital Payments Index
- March 2025 score: 493.22 (up from 465.33).
- Reflects growth in infrastructure and transaction volume.
17️⃣ AIF Investment Cap
- Max 10% per AIF by any bank/NBFC.
- Total exposure capped at 20%.
- Loans to same company trigger provisioning
November 6, 2025
SBI Clerk (Junior Associate) Prelims 2025–26 State-wise Cut-Off Marks (General Category)

State Cut-Off Marks👇

Andhra Pradesh 60.5

Assam 76

Bihar 74

Chhattisgarh 72.25

Delhi 78.25

Goa —

Gujarat 72.25

Haryana —

Himachal Pradesh 81.5

Jammu & Kashmir 69

Jharkhand 75.25

Karnataka 61

Kerala 74

Madhya Pradesh 81.0

Maharashtra 65.5

Odisha 82.75

Punjab 80.75

Rajasthan 77

Sikkim —

Tamil Nadu —

Telangana 52.5

Tripura 76.5

Uttar Pradesh 79.5

Uttarakhand —

West Bengal 81.5

Cut-off data for other states will be updated soon as soon as the official details are available.

November 4, 2025
Ibps clerk exam analysis

ibps clerk 3rd shift 5 Oct 2025 english parajumble

On a recent Sunday afternoon at Shatila Bakery in Dearborn, Michigan, a line of customers were crowded around display cases filled with flaky baklava, mounds of meshabek (Egyptian funnel cake) and golden-brown Lebanese-style macarons. As employees rushed to fill orders, locals excitedly spoke to each other in a mixture of Arabic and English, with one quipping to a friend, “There go my plans for eating healthy!”

In many ways, Shatila is a microcosm of Dearborn. Started by a Lebanese immigrant in the 1970s, the 45-year-old bakery is surrounded by dozens of Arab American-owned restaurants, businesses, markets, halal butcher shops, hair salons and mosques. Signs in both Arabic and English line Dearborn’s two biggest throughfares – Warren Avenue and Michigan Avenue – and over the past century this city located just outside of Detroit that has long been synonymous with Ford Motor Company auto manufacturing has blossomed into arguably the most Arab place in America.

In 2023, Dearborn became the first Arab-majority city in the US. The 110,000-person city is home to both the Arab American National Museum and the largest mosque in North America. It’s one of the few US cities whose mayor is both Muslim and Arab, the first US city to make Eid a paid holiday for city employees and one of only a handful of places in the country where the Islamic adhan (call to prayer) is allowed to be broadcast from a mosque’s loudspeakers. It is, as one local told me, “the motherland away from the motherland”.

October 6, 2025
Haryana State Industrial Infrastructure Development Corporation
- HSIDC (हरियाणा राज्य औद्योगिक विकास निगम )की स्थापना कपनी अधिनियम 1956 के तहत कब की गई— 8 मार्च 1967, मुख्यालय पंचकूला
- वर्ष 2005 में HSIDC का नाम बदलकर हरियाणा राज्य औद्योगिक अवसंरचना विकास निगम (HSIIDC) करदिया गया।
- HSIIDC ने वर्ष 2022 में अपना नया लोगो लागू किया है।
- HSIIDC किस विभाग के तहत कार्य करता है — उद्योग एवं वाणिज्य विभाग (Industry and Commerce)
- उद्योग एवं वाणिज्य विभाग के कैबिनेट मंत्री —-राव नरबीर सिंह
- HSIIDC ने हरियाणा प्रदेश को 4 मंडल (डिवीजन) में बांटा है।
- उद्योग एवं वाणिज्य विभाग का मुख्यालय स्थित है – सेक्टर 1 चंडीगढ़
HSIIDC का उ‌द्देश्य :–
- औद्योगिक पार्क विकसित करना, मेगा फूड पार्क विकसित करना।
- हरियाणा में विदेशी निवेश को आर्कषित करना, हरियाणा में नए IMT’s की स्थापना करना।
- हरियाणा में औद्योगीकरण की गति को तीव्र करना एवं औद्योगिक बस्तियों को स्थापित करना।
- उद्योग संबंधी अधोसंरचना का विकास करना। नई औद्योगिक इकाईयाँ स्थापित करना।
- उद्यमियों का मार्गदर्शन करना व उनको सलाह देना। उनको ऋण उपलब्ध करवाना।
- HSIIDC औद्योगिक रूप से कम विकसित क्षेत्रों में औद्योगिक इकाईयों को स्थापित करता है। यह उद्यमियों की कौशलविकास (स्किल डवलेपमेंट) को बढ़ाता है।
- यह उपकरणों, संयत्रों एवं मशीनरी के उत्पादन को बढ़ावा देता है तथा गांवों का विकास करता है।
- औद्योगिक प्लाटों का आवंटन, औद्योगिक बस्तियों का प्रबंधन, नागरिकों को जरूरी सूचना उपलब्ध करवाना ये सभी कार्य HSIIDC के अंतर्गत आते हैं।
- हरियाणा में औद्योगिक विकास के लिए सर्वोच्य एजेंसी है HSIIDC
- हरियाणा में 1500 एकड़ से अधिक भूमि पर विस्तारित IMT मानेसर, बावल, सोहना, खरखौदा, पंचकूला,रोहतक, फरीदाबाद में स्थित है।
- हरियाणा में IT पार्क मानेसर, मेगा फूड पार्क राई (सोनीपत), टैक्नॉलाजी पार्क पंचकूला, जूता पार्क -बहादुरगढ़, टैक्सटाइल पार्क पानीपत, अपैरल पार्क बराही (सोनीपत)
- रोज का मेव औद्योगिक क्षेत्र हरियाणा के किस जिले में स्थित है- -गुरूग्राम
- ग्लोबल सिटी प्रोजेक्ट हरियाणा के किस जिले में स्थित है –गुरुग्राम
- दुबई एवं सिंगापुर की तर्ज पर हरियाणा में कौन सा प्राजेक्ट शुरू किया जाएगा सिटी इन सिटी
- HSIIDC हरियाणा के किस खेल की टीम को प्रमोट करती है बॉलीबाल
- HSIIDC ने हरियाणा में किस स्थान पर गोल्फ भी बनाया है मानेसर
- पद्मा (PADMA – Programme to Accelerate Development for MSME Advancement) योजना संबंधित है -हरियाणा औद्योगिक विभाग
- हरियाणा में लघु एवं मध्यम उद्योग इकाइयों को आधार (बेस) कौन देता है HSIIDC
- MSME :- Ministery of micro, small and Midium Enterprises (सुक्ष्म, लघु एवं मध्यम उद्यम मंत्रालय की स्थापना किस पंचवर्षीय योजना के तहत हुई — द्वितीय पंचवर्षीय योजना
- खेत खाली फिर भी खुशहाली योजना संबंधित है — धान के स्थान पर भूमि को खाली रखने पर सरकारी
August 28, 2025

Mixture and Alligation – Complete Notes in Hinglish (2025 Updated)

Mixture and Alligation ke questions competitive exams mein bahut common hote hain. Yeh topic profit-loss aur ratio ke concepts se linked hota hai. Neeche diye gaye sabhi formulas, theorems aur tricks aapke blog ke liye SEO-friendly format mein ready hain.

📘 Basic Concepts

Mixture: Jab do ya zyada components (jaise milk + water) ko mix kiya jata hai.
Alligation Rule: Ek shortcut method hai average value nikalne ke liye jab do alag-alag values mix ho rahi ho.

No.	📘 Theorem Name	🧠 Concept Summary (Hinglish)
1	Alligation Rule	Cheaper aur dearer values ka ratio nikalne ka shortcut
2	Weighted Average	Multiple items ka average value calculate karna
3	Equal Quantity Shortcut	Jab quantity same ho, simple average use hota hai
4	Successive Replacement	Liquid replace hone par final quantity ka formula
5	Alligation Line Method	Visual method for ratio calculation
6	Mixture Purity	Mixture mein pure part ka percentage
7	Profit-Based Alligation	Cost aur selling price ka mix for profit calculation
8	Multiple Mixtures	3+ items mix karne ka stepwise method
9	Time-Based Mixing	Continuous inflow-outflow ka net effect
10	Reverse Alligation	Given average se ratio nikalna

🔹 1. Alligation Rule

📌 Formula: (Cheaper – Mean) : (Mean – Dearer) = Quantity Ratio

Examples:

Milk ₹20/litre + ₹30/litre → Mixture ₹25/litre ⇒ Ratio = (30–25):(25–20) = 5:5 = 1:1
Alcohol 10% + Alcohol 40% → Mixture 25% ⇒ Ratio = (40–25):(25–10) = 15:15 = 1:1
Sugar ₹15/kg + ₹25/kg → Mixture ₹20/kg ⇒ Ratio = (25–20):(20–15) = 5:5 = 1:1

🔹 2. Weighted Average Theorem

📌 Formula: Average = (Q₁×V₁ + Q₂×V₂ + … + Qₙ×Vₙ) / (Q₁ + Q₂ + … + Qₙ)

Where:

Q = Quantity
V = Value (price, concentration, etc.)

Examples:

2L milk @ ₹20 + 3L milk @ ₹30 ⇒ Average = (2×20 + 3×30) / 5 = ₹26
5kg rice @ ₹40 + 7kg rice @ ₹50 ⇒ Average = (5×40 + 7×50)/12 = ₹46.67
3L alcohol @ 10% + 2L @ 30% ⇒ Average = (3×10 + 2×30)/5 = 18%

🔹 3. Equal Quantity Shortcut ( if both quantity equal )

📌 Formula: Average = (Value₁ + Value₂) / 2

Examples:

₹20 + ₹30 milk = ₹25/litre
10% + 40% alcohol = 25%
₹15 + ₹25 sugar = ₹20/kg

🔹 4. Successive Replacement Theorem

📌 Formula: Final Quantity = Initial × (1 – Replaced/Total)ⁿ

Where:

n = Number of replacements

Examples:

20L milk, 5L replaced once ⇒ Final = 20 × (1 – 5/20) = 15L
10L alcohol, 2L replaced twice ⇒ Final = 10 × (1 – 2/10)² = 6.4L
30L solution, 6L replaced thrice ⇒ Final = 30 × (1 – 6/30)³ = 17.576L

🔹 5. Alligation Line Method

📌 Formula: Draw line → Left: Cheaper | Middle: Mean | Right: Dearer Then subtract crosswise to get ratio.

Ek line draw karo:

Left end pe cheaper value
Right end pe dearer value
Middle mein mean value
Cross subtraction se ratio milta hai

🧪 Examples:

₹20 & ₹30 → ₹25 ⇒ Ratio = (30–25):(25–20) = 5:5 = 1:1
10% & 40% → 25% ⇒ Ratio = (40–25):(25–10) = 15:15 = 1:1
₹15 & ₹25 → ₹20 ⇒ Ratio = (25–20):(20–15) = 5:5 = 1:1

🔹 6. Mixture Purity Theorem

📌 Formula: Purity % = (Pure Quantity / Total Quantity) × 100

Agar ek mixture mein kuch part impure ho (jaise alcohol-water) toh

🧪 Examples:

8L milk + 2L water ⇒ Purity = (8/10)×100 = 80%
6L alcohol + 4L water ⇒ Purity = (6/10)×100 = 60%
9L petrol + 1L kerosene ⇒ Purity = (9/10)×100 = 90%

🔹 7. Profit-Based Alligation

📌 Formula: Profit % = (Selling Price – Cost Price) / Cost Price × 100

Jab cost price aur selling price ka mixture ho toh use this with alligation to find best mix for max profit.

Examples:

Cost ₹20, Sell ₹25 ⇒ Profit = (25–20)/20 × 100 = 25%
Mix ₹15 & ₹30 → Sell @ ₹25 ⇒ Use alligation to find ratio and profit
₹10 & ₹40 mix → Sell @ ₹30 ⇒ Apply alligation + profit formula

🔹 8. Multiple Mixtures Theorem

📌 Formula: Stepwise alligation: Mix first two → then mix result with third

Jab 3 ya zyada items mix ho rahe ho:

Step-by-step pairwise alligation apply karo → Pehle 2 ka average lo → Usko teesre ke saath mix karo

🧪 Examples:

₹20 & ₹30 → ₹25, then mix with ₹40 ⇒ Step 1: ₹25, Step 2: ₹25 & ₹40 → ₹32.5
Alcohol 10%, 30%, 50% ⇒ Step 1: 10 & 30 → 20%, Step 2: 20 & 50 → 35%
Rice ₹40, ₹50, ₹60 ⇒ Step 1: ₹40 & ₹50 → ₹45, Step 2: ₹45 & ₹60 → ₹52.5

🔹 9. Time-Based Mixing Theorem

📌 Formula: Final Quantity = Initial × (1 – Replaced/Total)ⁿ

Agar ek tank continuously fill ho raha ho aur simultaneously kuch liquid nikal raha ho:

Use differential rate concept → Net rate = Inflow – Outflow → Apply replacement formula if needed

Examples:

Tank 100L, 10L replaced daily for 3 days ⇒ Final = 100 × (1 – 10/100)³ = 72.9L
50L milk, 5L replaced twice ⇒ Final = 50 × (1 – 5/50)² = 40.5L
30L solution, 6L replaced once ⇒ Final = 30 × (1 – 6/30) = 24L

🔹 10. Reverse Alligation Theorem

📌 Formula: Use basic alligation in reverse to find ratio

Agar mixture ka average diya ho aur ratio nikalna ho:

Use basic alligation rule in reverse → Mean value se dono ends subtract karo → Ratio milta hai

🧪 Examples:

Mixture ₹25, items ₹20 & ₹30 ⇒ Ratio = (30–25):(25–20) = 1:1
Mixture 25% alcohol, items 10% & 40% ⇒ Ratio = (40–25):(25–10) = 1:1
Mixture ₹20, items ₹15 & ₹25 ⇒ Ratio = (25–20):(20–15) = 1:1

Mixture and Alligation formulas in Hinglish
SSC Banking DSSSB maths tricks
Alligation shortcut method
Replacement formula for milk-water
Competitive exam maths notes PDF
Mixture and Alligation solved examples

August 22, 2025

Mech Arena New Promo Codes: Everyone (August)
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- MIDGAMEGIFT – 100 A-Coins, 20k Credits, 500 Implant Parts, and 100 Pilot Marks
- BLASTZONE – 200 A-Coins, 50k Credits, and a Prodigy Crate
August 11, 2025

All Mensuration formulas

2D Mensuration – Area & Perimeter

Shape	Area Formula	Perimeter Formula	Example (units in cm)
Square	A=a2	P=4a	a=5⇒ A=25,P=20
Rectangle	A=l×b	P=2(l+b)	l=6, b=4 ⇒ A=24, P=20
Circle	A=πr2	C=2πr	r=3 ⇒ A≈28.27, C≈18.85
Triangle	A=1/2×b×h	P=a+b+c	b=6, h=4 ⇒ A=12
Equilateral Triangle	A=3/4×a2	P=3a	a=6 ⇒ A≈15.59, P=18
Parallelogram	A=b×h	P=2(a+b)	b=5, h=3 ⇒ A=15
Rhombus	A=1/2×d1×d2 (diagonal)	P=4a	d1=6, d2=4 ⇒ A=12
Trapezium	A=1/2×h×(a+b)	P=a+b+c+d	a=6, b=4, h=5 ⇒ A=25

📦 3D Mensuration – Volume & Surface Area

Solid	Volume Formula	Surface Area Formula	Example (units in cm)
Cube	V=a3	SA=6a2	a=3 ⇒ V=27, SA=54
Cuboid	V=l×b×h	SA=2(lb+bh+hl)	l=4, b=3, h=2 ⇒ V=24, SA=52
Cylinder	V=πr2h	SA=2πr(h+r)	r=3, h=5 ⇒ V≈141.37, SA≈150.8
Cone	V=1/3πr2h	SA=πr(r+l)	r=3, h=4, l=5 ⇒ V≈37.7, SA≈75.4
Sphere	V=4/3πr3	SA=4πr2	r=3 ⇒ V≈113.1, SA≈113.1
Hemisphere	V=2/3πr3	SA=3πr2	r=3 ⇒ V≈56.55, SA≈84.8
Frustum of Cone	V=1/3πh(R2+r2+Rr)	SA=π(R+r)l+π(R2+r2)	R=5, r=3, h=4, l=5 ⇒ V≈251.3

π = 22/7

SA = Surface Area

V = Volume

R = Radius

July 27, 2025

Famous Temples of India

Temple Name	Location	Built By / Period	Architecture Style
Kedarnath Temple	Rudraprayag, Uttarakhand	Pandavas (mythical); restored by Adi Shankaracharya (8th century)	Nagara style
Somnath Temple	Prabhas Patan, Gujarat	Originally by Moon God Soma; rebuilt by Sardar Patel (1951)	Chalukyan style
Brihadeeswara Temple	Thanjavur, Tamil Nadu	Raja Raja Chola I (1010 AD)	Dravidian (Chola)
Konark Sun Temple	Konark, Odisha	King Narasimhadeva I (13th century)	Kalinga style (chariot-shaped)
Meenakshi Temple	Madurai, Tamil Nadu	Nayak rulers (16th century); older shrine existed earlier	Dravidian style
Jagannath Temple	Puri, Odisha	King Indradyumna (mythical); rebuilt in 12th century	Kalinga style
Mahabodhi Temple	Bodh Gaya, Bihar	Emperor Ashoka (3rd century BCE)	Brick architecture
Virupaksha Temple	Hampi, Karnataka	Chalukyas (7th century); expanded by Vijayanagara rulers	Dravidian style
Golden Temple	Amritsar, Punjab	Guru Arjan Dev (1581–1604)	Sikh architecture with Indo-Islamic elements
Padmanabhaswamy Temple	Thiruvananthapuram, Kerala	Chera dynasty; expanded in 18th century	Dravidian + Kerala style
Khajuraho Temples	Madhya Pradesh	Chandela dynasty (9th–12th century)	Nagara style with erotic sculptures
Ramanathaswamy Temple	Rameswaram, Tamil Nadu	Pandya rulers (12th century)	Dravidian style
Vaishno Devi Temple	Katra, Jammu & Kashmir	Ancient cave shrine; popularized in modern era	Cave temple
Amarnath Temple	Anantnag, J&K	Ancient; naturally formed ice lingam	Cave shrine
Tirupati Balaji Temple	Tirumala, Andhra Pradesh	Pallavas (9th century); expanded by Cholas & Vijayanagara	Dravidian style
Akshardham Temple	Delhi	BAPS Swaminarayan Sanstha (2005)	Modern Hindu architecture
Kamakhya Temple	Guwahati, Assam	Ancient; rebuilt in 17th century by Koch kings	Nilachal style (Tantric)
Sanchi Stupa	Sanchi, Madhya Pradesh	Emperor Ashoka (3rd century BCE)	Buddhist stupa architecture

July 27, 2025

Haryana Government Schemes (2014–2025)

Year	Scheme Name	Launch Date	Focus Area	Key Benefit
2014	CM Window	25 Dec 2014	Governance	Grievance redressal portal
	Swachh Haryana Abhiyan	2 Oct 2014	Sanitation	Village cleanliness drive
	Antyodaya Saral Portal	25 Dec 2014	E-Governance	Unified services access
2015	Beti Bachao Beti Padhao	22 Jan 2015	Women & Child	Girl child support
	Mahara Gaon Jagmag Gaon	1 Jul 2015	Infrastructure	24×7 rural electricity
2016	Saksham Yuva Yojana	1 Nov 2016	Youth	Unemployment aid & training
	Mukhya Mantri Samajik Suraksha Yojana	1 Apr 2016	Welfare	Pension for vulnerable
	Smart Gram Yojana	Aug 2016	Rural Development	Holistic village progress
2017	Bhavantar Bharpayee Yojana	1 Oct 2017	Agriculture	MSP compensation
	Durga Shakti App	Oct 2017	Women Safety	SOS emergency app
	Neeli Kranti Scheme	2017	Fisheries	Aquaculture support
2018	Ayushman Bharat (Chirayu)	15 Aug 2018	Health	₹5 lakh health coverage
	Paudhagiri Campaign	10 Jul 2018	Environment	School-led tree planting
	7 Star Gram Yojana	2018	Panchayat	Village rating system
2019	Parivar Pehchan Patra (PPP)	26 Jul 2019	Governance	Family ID system
	Mukhyamantri Parivar Samman Nidhi	Sep 2019	Social Security	₹6,000/year for poor
	Super 100 Scheme	Jun 2019	Education	Coaching for merit students
2020	Teerth Yatra Yojana	Jan 2020	Elderly	Free religious travel
	Manohar Jyoti Yojana	Feb 2020	Renewable Energy	Solar kits for homes
	Har Ghar Hariyali	2020	Environment	Free saplings
2021	Antyodaya Parivar Parivahan	Apr 2021	Transport	1,000 km free travel
	IT Saksham Yuva	Aug 2021	Youth & IT	3-month tech training
	Khiladi Bima Yojana	2021	Sports	₹20 lakh athlete insurance
2022	Drone Didi Scheme	Nov 2022	Women Empowerment	80% drone subsidy for SHGs
	Har Ghar Har Grihani Yojana	Dec 2022	LPG Subsidy	₹500 LPG cylinder
	Lado Lakshmi Yojana	Dec 2022	Women	₹2,100/month for BPL women
2023	DAYALU II Scheme	17 Jun 2023	Animal Welfare	Aid for stray injuries
	Contractor Saksham Yuva	6 May 2023	Youth & Loans	Training + interest-free loan
	Pandit Lakhmi Chand Samman	8 May 2023	Culture	Pension for folk artists
2024	Mukhyamantri Kisan Sadak Marg	Jan 2024	Agriculture	Farm road infrastructure
	Viklang Pension Scheme	Mar 2024	Disability	₹3,000/month aid
	Ayushman Chirayu Expansion	Apr 2024	Health	PM-JAY coverage upgrade
2025	Gramin Vikas Yojana	Jan 2025	Rural Development	Village infrastructure boost
	Kaushal Vikas Mission	Feb 2025	Skill Development	Vocational training
	Gauvansh Sanrakshan Yojana	Mar 2025	Animal Welfare	Cow shelter support

🧾 Additional Welfare-Oriented Schemes (Dates approx.)

Scheme Name	Launch Period	Focus Area	Key Benefit
Antyodaya Aahar Yojana	~2018	Welfare	₹10 nutritious meals
Swarna Jayanti Bal Dugdh Yojana	~2020	Nutrition	Free milk for kids
E-Bhoomi Portal	~2017	Governance	Transparent land acquisition
Food Fortification Scheme	~2021	Health	Micronutrient-rich food
Durga Shakti Vahini	~2020	Women Safety	Safe transport fleet
Motorcycle Ambulance Service	~2021	Rural Health	Emergency access
Solar Tubewell Scheme	~2020	Agriculture	Renewable irrigation
IT Saksham Gram Sachivalaya	~2022	E-Gov	Digital training in panchayats
Labour Welfare Fund Schemes	~2016–2024	Labour	Pensions, education aid
Laptop for Talented Students	~2019	Education	Free laptops for toppers
Vidhur Pension Yojana	~2022	Welfare	Aid for widowed men
Antyodaya Bhawan	~2018	Welfare Access	Centralized scheme hub

July 24, 2025

Author: myfirstchannel999@gmail.com

1️⃣ RBI Rejects Fixed-Rate Liquidity Operations

2️⃣ Regulatory Review Cell Formed

3️⃣ Saraswat Bank–NICB Merger

4️⃣ New UPI Rules

5️⃣ Urban Consumer Confidence Survey

6️⃣ FPIs Allowed Vostro Accounts

7️⃣ UPI Not Free

8️⃣ RBI Sells $5 Billion

9️⃣ SRVA Surplus Investment Allowed

🔟 AI Adoption in Finance

11️⃣ Regulatory Sandbox Exit

12️⃣ Repo Rate Held at 5.50%

13️⃣ Draft Guidelines on CCR

14️⃣ Hindi Essay Competition Results

15️⃣ RBI Governor at FIBAC

16️⃣ RBI Bulletin – August 2025

17️⃣ Urjit Patel Appointed IMF ED

18️⃣ Export Credit Growth Slows

1️⃣ Inflation Target Retained

2️⃣ Kesavan Ramachandran Appointed ED

3️⃣ Pre-payment Charges Directions

4️⃣ MSME Lending Guidelines

5️⃣ Foreclosure Charges Banned

6️⃣ SEBI’s NSEL Settlement Scheme

7️⃣ Penalties on HDFC & Shriram Finance

8️⃣ Liquidity Management

9️⃣ Forex Reserves Surge

🔟 Digital Banking Norms

11️⃣ Digital Banking Authorisation Directions

12️⃣ Financial Inclusion Index

13️⃣ RBI Bulletin – July 2025

14️⃣ Anuradha Thakur Joins RBI Board

15️⃣ Urban Co-op Bank Norms

16️⃣ Digital Payments Index

17️⃣ AIF Investment Cap

📘 Basic Concepts

🔹 1. Alligation Rule

🔹 2. Weighted Average Theorem

🔹 3. Equal Quantity Shortcut ( if both quantity equal )

🔹 4. Successive Replacement Theorem

🔹 5. Alligation Line Method

🔹 6. Mixture Purity Theorem

🔹 7. Profit-Based Alligation

🔹 8. Multiple Mixtures Theorem

🔹 9. Time-Based Mixing Theorem

🔹 10. Reverse Alligation Theorem

📦 3D Mensuration – Volume & Surface Area

🧾 Additional Welfare-Oriented Schemes (Dates approx.)